If you have to plan a funeral on a short amount of time, you still want to take the time to compare the prices. It's worth taking the time to sit down with a funeral director from each home, so you can talk about accommodations and expenses.
You want to know what packages are available, what dates and times are available for the services, and what payment plans you can set up. If you are waiting on life insurance, or you don't know if there is life insurance, you may not have all of the cash to pay for everything at once. Here are a few questions you want to ask.
What Packages are Available?
If you aren't sure what the deceased wanted and they didn't have a will, you can pick something modest and still have a nice memorial. First get the flat out cost for the cremation or burial, whichever you're asking for. Ask what amount of time you'll have in your room, how many programs will be made, if you get a guest book or thank you notes, and if this includes transportation to the cemetery. Write down the cost of the packages you think you want, keep the paperwork with the details, and then you have something to compare when you put the information from different home together.
What Do You Have to Put Down?
What amount of money do you have to put down for the arrangements to get things moving? Will you get this amount back if a life insurance policy comes through? Will accepting your money guarantee your spot? You may have to choose the home based on their deposit and what you can afford.
What is the Interest on the Payment Plan?
You have to watch for high interest rates on payment plans, especially if you don't know if there is any money from an estate coming, or money from life insurance. You need to make sure that the payments you set up are payments you can afford if you have to make them for a long period of time, or until the bill is paid off.
There are a lot of things going on when someone passes, and it can be a confusing time. All funeral homes are going to charge different prices for caskets and vaults, along with other things, and you can save a lot of money taking the time to call around. Meet with different funeral homes, like Inglesby Funeral Home, inc., to plan the most affordable arrangements.
Share31 March 2015
When my father passed away a year ago, my mother didn't have any problems with the funeral or burial. My father planned his funeral in advance. He didn't want to burden my mom with any problems during her time of grieving. That hit me. I realized that I didn't have any plans for my own future, which would make it even harder on my wife and kids. So, I contacted a funeral home online and requested information about burial services. The funeral home provided me with many options that I could afford to pay over time or upfront. My wife also helped select burial plots for us because we didn't want to be separated — even after death. I encourage you to read through my blog. It offers great tips and advice on how to plan for your own future. Don't wait. You never know what life holds for you.